The Five-Step Guide to Mastering Your Money

With Talia Loderick

Radiate

Overview

Do you ever feel like there's a little too much month left after looking at your bank balance? You're not alone. How you manage your money can have a huge impact on your life no matter how much you get. paid. Let Talia show you how to learn to love money management and help you reclaim control over your dosh.

Outcomes

    This course is you for you if you’d like to:

    • stop worrying about money and get a handle on it;
    • create a positive relationship with money and feel positive when you think and talk about money;
    • set financial goals and create a plan to achieve them.

6 Reviews
5 out of 5 stars Rating

Hi, my name is Talia Loderick and I’m here to talk to you about money.
As a journalist and writer I’ve covered many different stories but my favourite
subject has always been money. I’ve covered everything from clearing credit card debt
to cutting the cost of car insurance to why it pays to know your consumer rights. And
it does pay – one of my best friends still reminds me of when, aged 17, I recited the
Sale of Goods Act to a shop assistant at Argos who was refusing to refund my friend
for the faulty heated hair roller set she’d bought. Yep, that’s me! I stood my ground
with the shop staff and my friend got her cash back.

Now, as a coach, I help people identify and achieve their goals, and money always
comes up in conversation. It’s no surprise really, because how you manage your money
has a huge impact on your life, from material things like the clothes you wear and
the car you drive, to your physical and mental health and also your relationships.

So, I like to help people be better with money. This course is you for you if you’d
like to:

  • stop worrying about money and get a handle on it;
  • create a positive relationship with money and feel positive when you think and talk
    about money;
  • set financial goals and create a plan to achieve them.

This course is relevant for everyone, no matter your background and whatever the size
of your bank balance. You can be brilliant at what you do for a living but still feel
stupid when it comes to managing money. You can earn a little or a lot and still
ultimately feel trapped and in a job you hate because you need to make ends meet. I
know people who’ve stuck in terrible work environments, damaging to their mental
health, because they felt they couldn’t leave as their outgoings were so high they
couldn’t afford to. If you always spend more when you earn more, it doesn’t take much
to be one pay cheque from despair.

And that’s the worst isn’t it – when a lack of money limits your options. So this
course is for people looking to make a change – financial freedom so you can make
better life choices.

If you can think big-picture about money, you can build a life that allows you
freedom instead of restrictions. Because if you have a financial cushion and you’re
not making decisions from a financially-tight point of view then it opens your
options.

Ultimately, money is a tool – pun intended! You want to be in a position where you
control money, not the other way round. To do this, we’ll focus on five key areas.

1. MONEY MINDSET. Before we get on to the practical side of money management, it’s
important we take a step back and identify and examine your thoughts and feelings
around money. For example, if you repeatedly tell yourself you’re ‘bad’, ‘useless’ or
‘hopeless’ with money, it’s no surprise if this shows in your actions. But also, why
do you believe this? Where does this opinion of your money management skills come
from? I’ll help you give this some thought.

2. WHERE ARE YOU NOW? TRACKING YOUR SPENDING & CREATING A BUDGET. Next, we’ll look at
tracking your spending so you can see where your money goes now. It could well be the
case you have more than you think. We’ll then create a budget to help you decide
where your money is spent in future.

3. WHERE DO YOU WANT TO BE? SETTING FINANCIAL GOALS. If you don’t know where you’re
going, you don’t stand a great chance of getting there any time soon, if at all. Once
you set your destination – even if that’s to earn enough to jack it all in and escape
to a tropical island – if you have a plan, you’ll get there faster.

4. DEBT & SAVINGS 101. If you’re in debt, you’re not alone. Consumer credit debt in
the UK stands at almost £4,000 per person on credit cards and loans. I’ll share key
ways to reduce debt and increase savings on your journey to financial freedom.

5. MEASURING PROGRESS & EVALUATING SUCCESS If your money is going to take care of
you, you have to take care of it. So, as the final part of this course, we’ll look at
how to make sure your financial plan is still on track.

And here’s what I’m not going to do: I am not going to tell you to ditch your daily
coffee habit. If your daily takeaway latte/americano/flat white/delete as appropriate
coffee habit is what keeps you going, so be it. Because I can see how this sort of
well-meaning and perfectly valid but rather clichéd ‘top money-saving tip’ can put
people off wanting to be better with their money if they associate it with this
miserly, penny-pinching joy-free existence of cutting back on takeaway coffees and
any other small expenditures that bring a bit of joy to people’s lives.

What I will help you do though, is work out whether you can afford that daily coffee
habit. Then, YOU can weigh up if you want to spend £3 a day on your daily coffee
habit or whether you’re happy to reign this expense in if it means you can achieve
your financial goals that bit faster – whether that’s clearing debt or saving for a
round-the-world trip.

So, here’s to mastering your money. Let’s get started.

Reviews

  1. 5 out of 5 stars Rating

    Sandra Green – 27 May 2018

    Brilliant, Brilliant. After watching her video i felt proud. Did not no she has a wide knowledge in mastering your own money she made me feel not afraid to sort out myself. Which i have been lagging i loved the way she mentioned her money prob.. which i no we have all been in that situation one time in life. Naphtalia makes it sound clear in what YOU need to do. Brilliant with lots of infomation.

  2. 5 out of 5 stars Rating

    chanelle greenwood – 25 May 2018

    This course was very informative. Talia gave great tips on how to handle your finances, which I will now apply to my own life. Talia's delivery was clear and concise, I will definitely be recommending this course to all my friends. Watching this course has now made me want to start to create a positive relationship with money.

  3. 5 out of 5 stars Rating

    Leyhana McCarthy – 23 May 2018

    Absolutely fantastic course! Talia uses her wealth of experience to provide realistic and practical tips that have helped improve my mindset and relationship with money. With something for everyone, this course positively challenged me to dig deep into self and brought me to a place where I no longer feel afraid to look at my bank balance and face those money worries head on! I'm so excited to put my plan into action and make the rest of my life, the best of my life. Simply Amazing!

  4. 5 out of 5 stars Rating

    Sarah Philpott – 13 May 2018

    Thanks to Talia’s no-nonsense, but friendly, advice, I feel that I can take control of my money – rather than the other way round. This course is well worth your money and time and Talia really takes the fear out of all things financial. It’s really helped me think about how and why I spend and I’ve realised just how important it is to safeguard my financial future. I didn’t think I needed this course quite as much as I did!

  5. 5 out of 5 stars Rating

    James Williams – 30 April 2018

    Great advice, feel more confident now about managing my money.

  6. 5 out of 5 stars Rating

    Claire Rees – 28 March 2018

    This is a brilliant course. Somehow, Talia manages to make the subject of money fun, and not at all scary. She talks about money in a holistic and compassionate way, drawing on her experiences as a life coach, and I love how she shares her own money mistakes in the past - I could really relate. If you want to be better with money, Talia's course is a worthwhile investment of your time. Spend 30 minutes on your lunch break on this and you'll come away armed with really easy tips you can implement today, and a better understanding of where your money's really going, and how it can stretch further in the future.